Looking at my Salary for next year and loosely extrapolating that going forward. I can make my student debt payments and be paid off in 7 years. I can do that while also putting roughly 1-1.2k a mo into retirement. To get to my 25x # I think I need 22-23 years at 1k a month.
Being that it grows faster later when the balance is higher, is it prudent to start now? I’m just not sure the extra 1k from debt payoff would actually catch me up for waiting 3~ years to start.
Does that make sense?
If I can afford both… why not make my payments while building the foundation of my retirement accounts to grow on?