401K Fund Selection

Investing
#1

Hey Jeremy! How is it going? I know you’re a big fan of Target Date Index Funds and that’s one of the options I currently have for my 401K. However, I have a US All Cap Equity Index that has been doing pretty good for the past 10 years and it seems to still do better than my TDIF. Would you recommend that I go 100% on the Us All Cap Equity Index fund compared to the Target Date fund? Thanks.

Here is what the funds look like?

US All Cap Equity Index
US All Cap Equity Index1242×969 108 KB

Target Date Portfolio 2025
Target Date Portfolio 20251254×1464 117 KB

#2

It seems like the expense ratio of the all cap is much lower which is interesting because TDIFs usually have low expense ratios. I wonder if it’s really a TDIF or just a target date fund?

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