Hi All,
I recently opened a Roth IRA, purchased a fidelity freedom 2055 index fund and maxed it out for 2021/2022. Felt super confident with my decision after everything I’ve learned from this community.
Here’s my issue, I’m now looking at my options for my 403b and I’m unsure if I should go with a 2055 target date fund offered at .46% fee (TRPNX) or if I should attempt to create my own 3 fund portfolio with the few fund options available. I love the idea of the target date index funds but unfortunately none are offered in this case.
Individual funds offered are:
Vanguard 500- VFIAX -0.04%
VIMAX- 0.05%
VSMAX-0.05%
Vanguard bond-VBILX- 0.07%
International- RERGX- 0.46%
Would love some educated opinions!
