I have an option at work which is a government agency for either a traditional 457 or a roth 457. Do you know the differences? And do you know much about Nation wide for investing?
Also currently, I am in a traditional 457 right now. I checked the expense ratio and it’s in a .66. There are not many less than this. 
Welcome @Sara_Hardin!
I’d take a look at this post on layers of investing to make sure you understand the difference between the type of account (like a 457) and what goes in the account (mutual funds).
Here’s a post that breaks down the difference between Roth and Traditional tax breaks:
They’re both good, but I tend to prefer the roth version if you’re young and/or in a lower tax bracket.
So based on what you said, I’d probably make all my contributions to the Roth 457 and use this post to decide which investments go inside:
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Great thank you! Maybe this is a silly question but is 457 the same as 401k or a 403a?
No. Unlike with 401(k)s and 403(b)s, the IRS won’t slap you with a penalty on withdrawals you make before age 59. You will, however, owe income tax on all withdrawals, regardless of your age. So busting into a 457 plan early still isn’t a good idea. Leaving the money to compound until you’re ready to retire will leave you with a much bigger nest egg.
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457 participants can withdraw funds before the age of 59½ as long as you either leave your employer or have a qualifying hardship.
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