Clickbait title for attention!
I maxed out my 401k contribution with my previous employer (yay!). Then I got a new job (double yay!). But I made a rookie mistake on the employer match because now, I think my 2021 match might only be 4% of however much salary I was paid during my time with the previous employer.
Can anyone confirm that this is correct? Or will my past employer - which does “true-up” matches at the end of the year - still match my contribution since I managed to max out the full amount? (Is this a question for Fidelity or for my ex-company?)
I’m also wondering if there’s any way to “fix” this. Can I possibly pull out my 401k contribution for the year into a post-tax account, pay taxes on that, and then try maxing out again to get a better 401k match from my new employer instead?