I’ve been a student and out of work for the past couple of years so anything I invest I’ve put in a brokerage instead of my Roth IRA that I have from when I was working. I’ll be starting a paid fellowship in August. I likely won’t get paid enough to fully fund my IRA for 2020. My question is - should I sell off some of my brokerage to make up the amount to fully fund my IRA? It’ll add some to my income but not enough that I’d pay any taxes after the standard deduction. Thanks!
Yeah. That’s pretty clever. Might as well move some of that taxable money to tax-free while you’re in a low income year. That’s exactly what I would do! 
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Thanks, I appreciate it!