Hi Jeremy and others,
I was wondering if you had a separate checking account that you used for paying bills, debit card, direct deposit, etc. or if you just used the fidelity brokerage OR fidelity cash management account?
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I just use my fidelity cash account! It has a debit card, you can write checks, a fee-free worldwide ATM card, direct deposit, all that good stuff. Basically all of my day to day transactions happen from that account. I do have a local credit union account with a couple grand in it just in case I need to make a large cash transaction (like buying/selling a used car or something). Otherwise everything goes through Fidelity.
This isn’t sponsored by Fidelity or anything, it’s just the brokerage I happen to use.