HI thank you personal finance club on answering my past questions.
I now have a question about investing. I am new to investing and currently have a TD Ameritrade account with 3k in it split between Apple, Microsoft , VOO and AMD. I am now reading that you are taxed on the gains of shares which I expected but I am also seeing another tax that could take place. Can someone break down the taxes I may receive with a normal brokerage account. Also I am reading some things about Roth’s. I already have a 401k through my job , would it be smart to open a Roth and invest through that instead of a normal brokerage account?
Thanks for the help , this community is great!