Cash or margin account?

Hello
I’ve finally decided to which brokerage I should go outside USA . Interactive Brokers. I want to advance with the three fund strategy. For this I should select Margin or Cash type of account ?

I’d go with cash. That works as you think it does. You put money in, buy funds with the money. Margin basically means you’re borrowing money to invest. If you don’t know what you’re doing you could end up burning yourself. And if you REALLY know what you’re doing, you’ll want to just buy and hold index funds anyway, so no need for margin :slight_smile:

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It makes sense. I was thinking that Margin is similar to CFDs. I’ll go with cash. Thank you Jeremy!