I’ve been digging into details of my existing investments as I’m learning from you! I have a Roth 401K that I’m contributing to get my full employer match. Then I am about to open a Roth IRA to put the max $6000/yr into. I’m 40yrs old, no debt (except a mortgage), income $105K.
However, I wanted to ensure that my 401K was investing appropriately. Vanguard automatically determined that Vanguard Target Retirement 2045 Inv (VTIVX) was appropriate when I set up the account. But, I cannot see what this fund is actually invested in. It also seems that I don’t have any options to change to another fund.
Should I trust that this working in my best interest? Or should I press Vanguard to share the details and allow me to make changes if I chose to?