I am looking for a detailed retirement calculator that allows me to input all kinds of scenarios - like what happens if I go HAM for 5 years and then never invest again (unlikely, but interesting), or if I increase or decrease contributions through time, etc. Unfortunately, most of the ones I have come across assume the same rate of investment through time and contributions until retirement.
Thanks!!
Hm… I’m not sure, but I should build one! I’ll probably release improvements to my retirement calculator soon!
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Ha - that’s a great solution to the problem! Obviously, investing early and often if the best way to go about it, but I’m a sucker for scenarios, and having small kids puts a pause on investing for a period while they’re in daycare. I’d love my best laid plans to include real life likelihoods - and I struggle to create that calculator for myself
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Check out newretirement.com! They have a bunch of options for different scenarios! I use the free version and it lets me plug in a bunch of different “what if I…” scenarios, I’m sure the paid on has even more!
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Maybe one of these-lots of different options.