Hey Jeremy, I have 3 different (quick) questions for you this week 
- 
In retirement do you turn off dividend reinvestment so you can live off of that income, or do you keep it on auto re-invest to continue growing? 
- 
When you need to rebalance in retirement, is your only option to sell to get to your target allocation? I’d imagine so since you no longer are contributing any income 
- 
FZROX - can’t remember if you’ve talked about it before or not, but thoughts on Fidelity’s ZERO funds? 
