Do I need more diversity?

#1

Hi all,

I’ve just opened my brokerage account to pay into each month, I’ve also just transferred a personal pension in too. But, at the moment I’ve put 100% into a Vanguard total market index fund (about 3900 stocks give or take) but I was wondering if I should put some into a S&P 500 style fund and some into a total bond market index fund?

I’m 28 and thinking originally for maximum growth but thinking about it now I’m wondering if I should diversify more across the two markets stated above?

Thanks, Tom.

#2

Hi, I think this post may help answer your question.

1 Like
#3

Better yet, go with a Target Date Index Fund! Jeremy has plenty of material on TDIF and why he loves them, including this blog: https://www.personalfinanceclub.com/seven-reasons-to-put-100-of-your-portfolio-in-a-target-date-index-fund/