Eh I’d personally shoot for somewhere in between. I’d definitely keep going until I had more than the minimum covered to live by the 4% rule, but I think excessively pushing it to “absolutely minted status conquering massive generational wealth” is a bit much for me, but we’re all wired differently. I think having goals in mind around what you want to do with your money will help you answer this question. If money just means financial freedom and not having to work, then maybe closer to the first option, but if you want to be able to buy and experience everything your heart desires and pass on money to your children and so on then keep grinding for the long haul.