Fidelity Questions

Hi everyone. I’m new here. I had a few questions.

I transferred money to the fidelity account. What is the cash available to trade vs settled cash? The cash available to trade is only half of the amount i transferred!

I had a IRA through wells fargo and decided to transfer to the fidelity account. When I transferred, it shows the investments wells fargo was doing for me. Do I basically sell everything to get money in order to invest in the target date index funds?

Settled cash vs. Cash is available is the dofference between what is transferring or your available balance vs. Cash that is in the actual account.

Example i have is same day transfers. I can invest the same amount in the transfer before it’s settled.

Hmmm. How long does it usually take to settle?

Couple business days i would assume. It’s never been an issue for me.