Going Ham Question

I have a 5 year 0% HVAC loan, with $15,000 left to pay off. Should I “Go Ham” on it? My monthly payments are less than $300, so it’s not a strain on my budget in any way. I want to max out my 2021 IRA and contribute more to my 401k, but I am also considering paying extra on my mortgage ($294k on 2.375% 30 yr fixed). With so many goals, I’m kind of at a loss with what to do with my extra cash.

Hi Nat B!

I’ll cover this in tonight’s office hours (4/14/2021) with the recording available afterwards on the course site!

If you’re not signed up for office hours, you can sign up here.

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