Thank you @sojourner1!
It can depend on your goals and how complex your financial situation is. Just by the fact that you are on this site and asking this question, I can tell your financial knowledge and level of interest in finances is higher than most!
A financial planner can be potentially beneficial to people who 1) have complicated financial lives 2) delegators who want nothing to do with figuring out their finances and likely wouldn’t invest on their own.
My general thought is if you are younger and are trying to accumulate wealth, you would likely be best served by continually investing in low cost index funds. The 1% fee you would be paying a traditional financial advisor could meaningfully eat away at your portfolio over the decades ahead.
However, if you have a more complicated situation (e.g., own investment properties, have your own business, need help navigating retirement spending and taxes), a financial planner could be very valuable to you.
If you do end up going the route of using a financial planner I would ensure it is someone that does more than just manage your investments. They should do financial planning, tax strategy, cash flow management, etc. But again, this is primarily valuable to you if you have a more complicated situation.
I hope this helps!! Let us know if you have any more questions!