I currently have 10k sitting in fidelity reg acct I haven’t had the courage to invest it yet. Would you suggest I put all in tdif and instead of 1k a month to savings input in here instead?
If you already have an emergency fund in addition to these funds, then you should consider investing it in a tax-advantaged account (if you have not already maxed out your HSA, [Roth] IRA, 401K, etc…), or else a brokerage account. Low-cost TDIF’s are great.
If this is your emergency fund, or if you will need to access these funds within the next few years, then a savings account may be the way to go.
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