Investing & saving for early retirement

Investing
#1

Hey Jeremy, question.

So I am maxing out my 401k, Roth, and HSA accounts.

I have 3-6 months emergency fund fully funded and continuing to add monthly into it.

I have a Brokerage account where I buy stocks but I’m thinking I want to invest in index funds so that when I pay off my house, I can buy indext funds to plan early retirement. Is that the right account for planning eaely retiement since I cannot take out of the 401k or Roth until I’m older.

Thinking of taking that extra $$$ after paying off my house and investing into that brokerage account. (To build up for a possible partial retirement) thinking I’ll work part time.

#2

Welcome @BrendaInvests!

Yeah, you’re killing it! Very nice work!!! Are you out of debt as well?

But yes, I’d keep maxing out accounts in the order listed on the checklist. Putting the “overflow” money into a regular/taxable brokerage account is great. About 95% of my own portfolio is in a taxable brokerage account or real estate. If you do retire early, that’s the first account you’ll tap to let the money in your tax advantaged accounts continue to grow as fast as possible. And there are ways of getting to that money early:

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