Is right now optimal to lump sum invest in brokerage account?


I’m new to all of this and wanted some advice.

I just finished the course and immediately opened a Roth IRA with Fidelity and maxed it out and invested it all into a target date index fund.

I see that the market is pretty down at the moment (and while I know it’s not good to time the market) should I take advantage of this and open a brokerage account and put a lump sum of $6000 in and invest it into that same target date index fund?

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Based on today’s prices and comparing it to a year ago, I would say yes. What we don’t know is if the prices will drop even further tomorrow or next ____ time. If you want to wait for the prices to decrease, that’s a risk you’ll have to take because the prices may even increase next week. No one can predict this.