I recently graduated college and am working in medical device sales. I maxed out my Roth the last two years, but am looking to do more. I am a 1099, so no 401k benefits from work. I’ve been debating putting monthly contributions into a Fidelity 500 Index fund or a Fidelity Freedom Target 2060 fund. Don’t know which one of these would benefit me more in the long run or if there is something else you would do prior to this. Would love any advice!
Welcome @krwrighte!
Congrats on killing it! First, make sure you understand the difference between the types of accounts and what goes in an account. i.e. Your Roth IRA is an account, and INSIDE of that you need an investment, like the 2060 fund. Also, make sure you’re in the target date INDEX version of the 2060 fund. The ticker symbol should be FDKLX, not FNSFX. (The latter has much higher fees and thus worse performance)
Since you’re a 1099, your next step is probably a SEP IRA. You can open one with Fidelity and fill it up with FDKLX!
https://www.fidelity.com/retirement-ira/small-business/sep-ira
The contribution limit on a SEP IRA is “25% of eligible compensation to a max of $57,000”. Since you’re self employed, it’s probably running this by a CPA for your taxes to make sure you get the contribution limit right 
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