May I ask you about Roth IRA…
I did have talked to Vanguard broker once about it. But that when the Covid happens so I kinda step back. They did give me the portfolios of mutual fund and ETF. Ok… if I’d open an account of IRA… can I still move or pull out money from the ETF or mutual fund? Is just the capital money ($6000 per year) that can NOT be pull out right?
Welcome @Pukzii!
I’m not exactly sure what you’re asking, but in general: Yes, you can contribute up to $6,000 per year into a Roth IRA. Once you contribute that money, make sure to put it into an investment like a target date index fund so your money grows. You can put another $6,000 in next year!
All the money in index fund or ETF that are for IRA… can I pull out some money before 59? Or can not touch those fund either
In a Roth IRA, you can always withdraw the principal (the amount you put in) before you’re 59.5 years old. Although, of course, I don’t recommend doing that as letting it grow in the tax-free account will build you the most wealth! 