I took the Personal Finance Club course and I found the course so helpful!
My school district options are limited, as my retirement accounts are managed through NationWide.
So I updated my Roth 403(b) and 457(b) investment funds to a Target Date Retirement Fund (they don’t offer a TD Index fund).
Does it make sense to have the following allocations:
90% of both 403b and 457b are invested in the Vanguard 500 Index Fund (VFIAX) w/ 0.69% expense ratio.
10% of both 403b and 457b are invested in the JPM SmartRet Blnd 2050 R3 (JNTKX) w/ 0.69% expense ratio.
Or should I just choose one of these investments at 100% (either VFIAX or JNTKX) ?
Thank you for any advice!