Hi, just wanted to get some opinions on what to do. So, I have an investment account (retirement account but under an insurance company) that I opened a couple of years ago. At the time, I was just starting to get a hold of my finances (reading and learning from books, online, etc). So when I was asked if I will not need the money for the forseeable future, I said no.
Now that I know more, I want to invest on my own and wanting to pull the funds out of there. However, I need to pay DSC if I take my money out. Should I wait until I no longer have to pay the DSC or just pull/transfer them out now?