Pet Insurance?

Hello!

My partner and I have two Chow Chow. Both are about 1 year old. My job offers pet insurance (NationWide), but I am debating if I should set up a savings account for them or go the insurance route. I haven’t read the best things about pet insurance in general online.

So, if you use pet insurance, who do you use, and what do you like about their services?

If you don’t use pet insurance, what do you do instead to plan for your pup? How much are you saving monthly to plan for unexpected costs?

I appreciate yall!