Retirement Funds -vs- Paying off debt

Right now my spouse and I are currently contributing 7% to our ROTH TSP. My spouse still owes $33,000 in student loans with a 4.74% interest rate. We are making the regular monthly payment of $550 plus an additional $400 each month.
We had previously taken out a loan on our TSP to put towards a down payment on our house 5 years ago and we will be done paying off that load in January 2021.
Once we are done paying off the loan should we use that money to continue paying towards the school loans or increase our TSP contribution. It would be around $450.

Hey Katie!

I’ll cover this in tonight’s office hours (12/16/2020) with the recording available afterwards on the course site!

If you’re not signed up for office hours, you can sign up here.