Roth 401 and other course questions

Hi Jeremy,

Finished the course last week, have some questions.

  1. If we are young, why not go very aggressive and do no bonds for the first 20 years or so? And if you recommend that, I shouldn’t do a target date index fund, right?

  2. You mention keeping cash you intend to use within the next four years and not investing it. You said it should go in a high yield savings account. How and where would I find a high yield savings account?

  3. Is there a difference between a Roth 401(k) and Traditional 401(k) and does that my Roth IRA?


Hey @r123!

I’ll cover this in tonight’s office hours (7/21/2021) with the recording available afterwards on the course site!

If you’re not signed up for office hours, you can sign up here.