Roth IRA - spouse account

Investing
#1

Should you and your spouse have a separate Roth IRA account?

#2

Hi Jackie,
Yes, IRAs must be opened by the individual. There is something called the spousal IRA which is used if one spouse is not working, but they are still opened by the individual :slight_smile:

#3

Thanks - sorry! I meant a brokerage account. Since my spouse and I have a shared bank account, can we open one together vs an individual.

Thanks again!