Hello, I am new here. It’s great to learn from all of you.
I am at the beginning of my investing journey and I wish to ask for your help. I currently work for a non profit and I have a 403b, my non profit does not offer any matching, but they send about $440 each month to this account (it is extra money that do not come from my paycheck).
I finally saved enough for my emergency fund and I now plan to start investing my money. Should I ask my employer to send part of my paycheck to my 403b or should I instead open a Roth IRA and contribute there?
Thank you for your help