Stock ETF vs. Target Date Fund

Hi all,
We recently moved away from using an advisor to manage our money to now doing it ourself. Yay for us.

My main goal when doing this is simplicity. After watching Jeremy’s course, we liked the appear of using Target Date Funds that don’t require rebalancing.

However, I see in Jeremy’s post today that he has about 50% of his money in stock ETF’s and a much smaller amount in Target Date Funds.

I believe I’ve read that the one criticism of TDF’s is that they are not aggressive during timeframes where your portfolio should be aggressive.

Should I move my money out of TDF and into Stock ETF?

Feel free to share your age and portfolio mix (actual funds) if you are willing to do so.

I’m 50.

Thanks!