TDIF Question

Hey Jeremy! If you could tell me your opinion on my TDIF from my company. https://www1.nyc.gov/assets/olr/downloads/pdf/shared/paps-profile.pdf

Is having Large, Mid, and Small Cap a good idea?

another option is making my own 3-fund portfolio.

They look good to me! A “total market” index fund is necessarily made up of large, mid, and small cap companies. That PDF breaks it down by percent, but I’m not sure it’s possible to see exactly what’s inside of it from that form. But in general, it looks like they’re low fee, reasonable asset allocation, solid trailing returns. No red flags that I see, and I wouldn’t personally see a reason to try to create a custom portfolio from multiple other funds :slight_smile: