I invested my Roth IRA in a 2 funds portfolio. VTWAX & VBTLX 90/10. I’m 40 years old. What do you think?
Seems legit. So basically you’re invested in US/intl stocks and bonds? Seems diversified to me. If you’d prefer, you could just put all of your money into a target date index fund to save yourself the trouble and simplify your strategy, but the ETFs you have right now are essentially what are in TDIFs. I’m not familiar with VTWAX but those returns seem awfully low (not sure). I personally hold VXUS and VTI and no bonds due to my age.
1 Like