Thoughts on Vanguard Personal Advisor Service?

Hi Jeremy, by simply following your advice it seems that an financial advisor or planner isn’t really necessary! But in some cases it does help to have someone in your corner. Do you have thoughts on Vanguard’s Personal Advisor Service? The advisors do not earn commissions and the annual fee is .3%, it seems like it’s one of the better programs if you do decide to go the advisor route.

Thoughts?