My rate of return for 2020 with my current retirement account (100% VFIFX) is at 2.3%. This seems low considering the overall growth experienced this year (and in comparing to my retirement account from a previous job that I never rolled over, which is doing considerably better). A quick Google search leads me to believe my rate of return for this year should be closer to 9%.
Am I missing something? My fear is that I (or Nationwide) didn’t set up something right with my account, and their website is the opposite of intuitive. Or am I just panicking for no reason?