What's Your Advice on WHERE to keep a 3 Month Emergency Fund?

Where should we keep a 3-Month Emergency fund? Would love your expertise on the matter.

Whatever savings account is convenient for you. I keep mine in a money market fund with Fidelity (SPAXX of FZDXX). But any online bank, or even local credit union is fine.

Basically, interest rates on cash are pretty close to zero right now so you’re not gonna get rich from interest on this money. And I don’t suggest investing your emergency fund.

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