You know you are bound to get this question right? Wanted to know your thoughts.
We have no debt, but our homes. We live in HCOL area in Southern Ca. Our second property is a wash but it a personal investment for aging parents.
Our current primary home is something we would like to pay off but know the math in regards to investing. We go back and forth, sometimes doing both, sometimes just investing, then sometimes going “ham” on the mortgage. It’s been hard for me to pick one and stick with it. The main goal I guess would be done with payments in 15 years (that’s when the kiddo would be off to college), that’s a nice medium for us but I’m still hung up on whether I should invest the money or not.